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What is a reaffirmation agreement?

Answer: 

A reaffirmation agreement is a document in which the debtor agrees to remain legally obligated to pay a debt that might otherwise be discharged in bankruptcy.

Reaffirmation forms and instructions are available on the U. S. Courts website at the following link under the heading "Part II – Procedural Forms and Instructions:"

http://www.uscourts.gov/forms/bankruptcy-forms

Additional information on reaffirmation agreements is provided on the U. S. Courts website at the following link under the heading "The Chapter 7 Discharge:"

http://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics

You are strongly advised to consult legal counsel before agreeing to a reaffirmation of a debt.